About Us

EnerGrow is a tech start-up growing sustainable, productive, rural electricity demand in Africa, through an innovative mix of productive asset financing, training and digital ID based technology.

How We Do It?

Create a digital profile for all customers

Collate data from disparate sources and use bespoke algorithm to create credit scores

Provide Financial literacy and Business Support Training.

Provide financial services and productive asset financing

Provide rural customers with low interest rates on financing

Offer business in a box, and financial literacy training to customers

Our Mission

EnerGrow's mission is to revolutionise Africa's rural communities by financing customers to unlock local productivity and increase energy demand.

Our Vision

EnerGrow’s vision is for universal access to energy in sub-Saharan Africa to be demand driven by productive energy uses, providing sustainable, economic and social benefits for households and businesses.

Our Strategy

EnerGrow improves the profitablility of electricity distribution companies by financing consumer assets that increase energy consumption, ability to pay, and economic output.

The Problem

  • Newly electrified communities in Africa do not have access to income generating or livelihood improving electrical appliances that would make them economically viable to energy providers
  • This means that communities rarely exploit productive energy and, consequently, energy access initiatives are seldom bankable

The Solution

Partnering with utilities and minigrid operators, EnerGrow’s platform uses existing data to identify entrepreneurs that require business asset financing and selects for eligibility through data-driven credit profiling.

EnerGrow provides a catalogue (initially 5-6 assets*) of comprehensive “business-in-a-box” solutions to customers at the cheapest possible rate, including:

  • An energy-utilising productive asset
  • Working capital (where needed)
  • Financial literacy & business training

Initial catalogue caters to tailoring, carpentry, welding, retail shops and restaurants.

EnerGrow's Market

  • 10% of Ugandans started a new business in the last year
    • Each year an additional 4,000,000 businesses are started - without support, nearly all fail
    • 86% of businesses surveyed want additional productive energy appliances
  • 7.3m households in Uganda
    • 95% would save money with an electric pressure cooker

By 2030 there will be 130,000,000 businesses across Africa that are potential customers


EnerGrow provides productive energy asset financing and training to small businesses in Uganda.

Asset Financing

Loan Product

EnerGrow provides loans to micro, small and medium businesses (MSMEs) and households for assets or appliances valued between $50 and $5,000, over a period between 6 months and 3 years.

Credit Score

EnerGrow uses new data sources and automated credit scoring to reduce its credit risk and scale its solution across regions quickly.


Experienced Teachers

EnerGrow’s team has provided training to more than 4,000 small businesses in Uganda, surveyed thousands of customers and has more than 25 years combined experience delivering projects in East Africa.

Business In A Box

EnerGrow offers business in a box, and financial literacy training to customers.

Why EnerGrow

EnerGrow offers appliance financing and training to help your business grow and make you more money.


Flexible payment options, no security needed


Affordable, high quality machines


Increase your sales and reduce costs


Learn skills to grow your business quickly

We have:


+ Businesses Signed Up

We have:


+ On the waiting list

Deployed USD:


in 2020



New products added all the time! Let us know what you’d like to see here!

  • All
  • Carpentry
  • Metalwork
  • Restaurant/Retail
  • Tailoring

Makita Circular Saw


Makita Angle Grinder

Metal Working

Hisense 280L Fridge/Freezer

Restaurant / Retail

Janome Embroidery Machine


Makita Jigsaw


Fiac 50L Air Compressor

Metal Working

Hisense 260L Chest Freezer

Restaurant / Retail

Makita Router


Makita 2-Speed Hammer Drill

Metal Working / Carpentry

Hisense 240L Display Fridge

Restaurant / Retail Shop

Singer Overlock Machine


Makita Hand Sander


Telwin 10kW Welding Machine

Metal Working

Hisense 120L Fridge/Freezer

Restaurant / Retail Shop

Hisense 40” HD Smart TV

Restaurant / Retail Shop

Our Team

Energrow's management team is ready to Dramatically scale the business.

Aaron Leopold


Edwin Kwesiga

Managing Director

Siraje Kamugisha

Senior Operations Manager

Lucy Oxby

Head of intelligence and strategic projects

Gladys Hoffman

Finance,Accounting and Audit

Aggrey Kintu

Senior Credit Manager


Frequently Asked Questions

  • Can I get more than one appliance?

    Yes you can. Some appliances can be combined into a larger loan at the customer’s request. To find out more, please contact EnerGrow.

  • Get in touch with EnerGrow. In some cases, we can extend the duration of the loan and reduce the monthly cost. The quicker you are able to pay the loan back, the less you will pay overall.

  • Yes! We can reduce the duration of the loan if you are able to pay more each month.

  • You should contact EnerGrow BEFORE the payment is due. In some instances we might allow you to make a payment a few days late. If you miss a payment without telling us first this won’t be possible and you will be charged a penalty fee.

  • Yes you can. As long as you pay the total amount owed each month, you can pay in one big amount, or several smaller amounts - whichever is easiest for you.

  • Either through Mobile Money or Agent Banking - we have accounts with MTN, Stanbic and Centenary.

  • Yes you can. If the appliance isn’t working as well as you’d hoped you can return it and stop paying the loan.

  • If the appliance stops working whilst being used properly it will be covered by a guarantee. The length of the guarantee is different for each product, but will always cover the appliance for at least the length of the loan.

  • Yes! If there’s a different appliance you’d like to get from EnerGrow let us know and we’ll do our best to add it to the catalogue.

  • Yes you will - this is a compulsory part of the appliance loan. You will be trained in accounting, entrepreneurship and on how to use your new appliance.

  • Umeme is interested in how appliances can help businesses connected to the grid grow - we are working together to find the best way to help small businesses.

Contact Us

Contact Us

Our Address

Ark House, Plot 52 Kanjokya Street, Kampala